First Time Home Buyer
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Excited to buy your first home? Karista Mortgage is here to expertly guide you through every step of the home buying process. We will take the time to explore your various mortgage options so that you end up with the best mortgage for you. And unlike many other mortgage providers, we have access to multiple lenders. This means that we are able to offer the best rate possible.
Find The Home You Love And We’ll Do The Rest.
We keep things simple with fast, hassle free service. No hard sells. No obligation. Just the best rates around and fee-free advice.
Preparing to buy
Karista Mortgage specialists will explain all of the details you need to know before buying your first property. We will walk you through each step of the pre-approval process and help you:
- Determine how much you can borrow
- Calculate your monthly payment amount
- Choose the best loan product to fit your needs.
Looking for a home
Now that you’ve learned how much you can spend, you’ll be able to search for a home you can afford to enjoy. Your Karista Mortgage Specialist can help you evaluate the property you’ve fallen in love with and provide a free property report. If it is a good value and solid investment, we’ll guide you through the offer process.
Making an offer
Once you decide that this home is “the one,” you’ll need to make a formal offer to buy the property. You’ll want to make your offer contingent on final approval of your mortgage application and a property inspection.
Why Choose Karista Mortgage?
One of Canada's most awarded non-bank lenders
Expert lenders you can trust without the mortgage jargon
Helping Canadians achieve homeownership since 2003
Innovative approach that saves you time & money
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We can walk you through everything and answer any questions.