Mortgage Refinancing

  • Expert advice on mortgage refinancing
  • Get a better rate and lower fees
  • Save thousands over the life of your loan
  • Pay off your mortgage sooner

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The mortgage that helped you purchase your first home may not be the best option today. As your lifestyle and financial circumstances change, it is necessary to review your home loan to ensure you’re still getting the best deal. Refinancing involves switching your home loan for a more suitable product that takes into account your changing needs, or allows you to take advantage of a better rate with lower fees. 

While it may seem easier to keep your home loan where it is, complacent borrowers could miss out on saving thousands of dollars and prolong the life of their mortgage. Comparing the entire range of mortgage products on the market is daunting, but with the help of our Mortgage specialists you can ensure refinancing gives you a product that suits your exact needs and delivers a better rate.

Find The Home You Love And We’ll Do The Rest.​

We keep things simple with fast, hassle free service. No hard sells. No obligation. Just the best rates around and fee-free advice.

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Home loan health check

If you’ve decided to refinance an existing property, you’ll need to take a look at a few things such as the terms of your current loan including interest rate, maturity rate, type of loan, as well as the equity you have in your property. A home loan health check will look at all these things and help you to identify if your current home loan is still working for you and meeting your requirements.

Pre-approval

After you determine the amount of equity you have in your property, we’ll introduce you to the wide range of products that we have available. You’ll have flexibility, security and a product designed to suit your needs. After a preliminary meeting we’ll be able to provide pre-approval of your loan and help you move ahead with your plans.

Why Choose Karista Mortgage?

Award Winning

One of Canada's most awarded non-bank lenders

Dependable

Expert lenders you can trust without the mortgage jargon

Experienced

Helping Canadians achieve homeownership since 2003

Innovative

Innovative approach that saves you time & money

As a financial advisor, I can’t stress how important it is to have a great team of lending professionals. Working with Bernadette and Vaneesh was a very refreshing experience. If you like feeling well looked after, being able to trust that your broker has your best interest at heart then Karista is a great place to go for a mortgage. Being one of the largest and most important transactions of my family’s life to date, it was nice to have a well versed team of professionals taking care of us. We definitely didn’t have the time to shop banks ourselves. I will definitely recommend friends, family and clients to Karista.
Jeremy R.
Finally feeling settled in our new home. A huge thanks to Vaneesh Dass and the Karista team for for putting up with us looking at countless properties before finding the perfect place, and making the mortgage process as painless as it could possibly be!
Kyle K.
For me trust is a very important factor and the most valuable are the follow ups… calls and reminders. I am looking for the sincerity of service more than the business transaction. I really felt the sincerity. Karista does it not for the business but to help people. They did everything perfectly for me. And even now they still call. Other brokers would not do that. I love the personal connection!”
Mario
Bernadette does whatever she can for the best for her clients. I found everything perfect regarding customer service, time, and I got the best result.
Hossein
We were comfortable knowing that you were available to answer all our questions without having to repeat ourselves, or to be passed around. We trusted you and you explained in words we can understand everything we needed to know in the world of “mortgages & interest”. We can explain our feelings without hesitation in our own language... We have lots of things to thank the Karista team for.
Ana and Jomi
Bernadette gives excellent advice! Everything was perfect!
Julieta
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Contact Details

Address: #269 – 5489 Byrne Road
Burnaby, BC. V5J 3J1 
Phone: 604-436-4600
Fax: 604-343-7100

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When you arrive at Riverway Business Park, proceed to the rear building facing the golf course. We are located half-way down the building at Suite 269.

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