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The mortgage that helped you purchase your first home may not be the best option today. As your lifestyle and financial circumstances change, it is necessary to review your home loan to ensure you’re still getting the best deal. Refinancing involves switching your home loan for a more suitable product that takes into account your changing needs, or allows you to take advantage of a better rate with lower fees.
While it may seem easier to keep your home loan where it is, complacent borrowers could miss out on saving thousands of dollars and prolong the life of their mortgage. Comparing the entire range of mortgage products on the market is daunting, but with the help of our Mortgage specialists you can ensure refinancing gives you a product that suits your exact needs and delivers a better rate.
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Home loan health check
If you’ve decided to refinance an existing property, you’ll need to take a look at a few things such as the terms of your current loan including interest rate, maturity rate, type of loan, as well as the equity you have in your property. A home loan health check will look at all these things and help you to identify if your current home loan is still working for you and meeting your requirements.
After you determine the amount of equity you have in your property, we’ll introduce you to the wide range of products that we have available. You’ll have flexibility, security and a product designed to suit your needs. After a preliminary meeting we’ll be able to provide pre-approval of your loan and help you move ahead with your plans.
Why Choose Karista Mortgage?
One of Canada's most awarded non-bank lenders
Expert lenders you can trust without the mortgage jargon
Helping Canadians achieve homeownership since 2003
Innovative approach that saves you time & money
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