About Karista Mortgage

A Message From Our CEO

In today’s complicated marketplace, obtaining a mortgage can be a process that intimidates many Canadians. That’s why now more than ever, it’s essential to have an experienced, caring, professional mortgage team on your side to provide you with excellent advice for your mortgage needs.

At Karista we are committed and open to listening and understanding your needs. We are invested in building lifelong relationships and providing the right solutions for you today, and for life. This is more important to us than  a singular transaction.

We are your Karista team and we are committed to giving you the peace of mind you deserve and the help you need to create financial growth and independence.

The Karista Team

With over a century of combined experience there is no scenario we have not seen. We review hundreds of mortgages each month are dedicated to providing solutions that achieve what’s truly important to your needs. Above all, we work for you!

Bernadette Laxamana

President & CEO

Fluent in Tagalog & English

Carol Kho

Mortgage Strategy Manager

Fluent in Tagalog & English

Louis Wu 胡敬諾

Mortgage Broker 貸款顧問

Fluent in Mandarin & English

Rachelle Castillo

Mortgage Broker

Fluent in Tagalog & English

Sheilla Samson

Mortgage Strategy Manager

Fluent in Tagalog & English

What Our Clients Say About Us

Thank you Karista Team especially to Carolyn for helping me out, I will look forward to working with you again and I fully recommend karista mortgage. You are all amazing
- Esperanza G. -
Thank you so much Karista Mortgage team. You’ve helped us so much since we bought our first home. Carol has been so approachable and always goes the extra mile. She makes sure she has given us the best options in our decision-making. Highly recommended. See you again in our next purchase/s.
- Marie N. -
To all who want to invest in real estate and first-time home buyers I would definitely recommend Karista Mortgage. Sheilla is our Mortgage Strategy Manager for our rental property investment. She is very helpful, and answer all our queries. She will give you an excellent advice. To all the Karista Team, thank you so much for all your great work. Looking forward to work with you guys again. You make things possible!
- Mae S. -
We just purchased our first rental property and really appreciated the way Sheilla helped us make a wise decision and how she gave great advice. She made this stressful and daunting process go very smoothly. I highly recommend Karista mortgage!
- Jimmy -
Knowledgeable and service oriented. I would highly recommend Karista Mortgage as a mortgage broker.
- Mike M. -
Thank you Carolyn Kho of Karista. We did it, my kids are happy to our new place. This is the easiest and fastest processing for mortgage application. Highly recommended to those who are looking and planning to buy a house.
- Bless C. -
Thank you, Karista for the superb service! Everyone is so organized and very diligent in reminding all the requirements and updates. They guided us from start to finish and made sure we are on the right track!
- Richard A. -
The Karista Mortgage team helped me with my very first home purchase. They were super friendly and informative. They were easy to contact, communicated well, and answered all my questions. Thanks to them, my experience as a first time home buyer went smoothly. I definitely see myself working with them again in the future.
- John M. -

Get Started with Your Mortgage - We’re Here to Help

Whether you already have a mortgage and are looking for a better deal, or you’ve never had one before and are just starting, Karista Mortgage can help. We’ll find the right mortgage solutions for your needs and guide you through the process.

Connect With Us Today
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