What Is a Pay Stub?

A pay stub is a crucial document that provides a snapshot of your earnings during a specific pay period. It details your income from employment and outlines any deductions that have been subtracted.

Why Do Lenders Require a Pay Stub?

Lenders require your pay stub as an additional source to verify your income. It offers valuable insights into your earnings, including details such as your hourly wage, overtime, hours worked, and year-to-date income. By reviewing your pay stub, lenders gain a comprehensive understanding of your financial situation.

Where Can I Get My Pay Stub?

Obtaining your pay stub is a straightforward process. Simply reach out to your employer, who will provide you with the necessary documentation. It’s essential to ensure that the pay stub is recent, ideally within the last 14 days, and accurately reflects the information stated in your job letter.

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