Pre - Approval

  • Consultation with a mortgage loan specialist
  • Interest rate guarantee
  • Save time negotiating home purchases
  • Stress-free expert advice

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A mortgage pre-approval is an important first step in the home buying process and we can help. Once you find a home you like, you’ll want to move quickly and being pre-approved for a mortgage removes an extra step in the buying process. Find out how much you can afford for your home purchase and let us help you find the best interest rate. 

Find The Home You Love And We’ll Do The Rest.​

We keep things simple with fast, hassle free service. No hard sells. No obligation. Just the best rates around and fee-free advice.

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Pre-approval

A pre-approved mortgage provides an interest rate guarantee from a lender for a specified period of time (usually up to 120 days) and for a set amount of money.

You will need to bring the following types of documents into your meeting with one of our mortgage specialists:

  • Copies of your current payslips and other income you receive like rental income or monthly pension payments
  • Copies of your current liabilities like home loans or credit card debt
  • A detailed budget showing your living and monthly expenses
  • Current and past employment history
  • The address(es) of where you lived for the past few years.
  • Current and past employment and address history for the past few years.

Why Choose Karista Mortgage?

Award Winning

One of Canada's most awarded non-bank lenders

Dependable

Expert lenders you can trust without the mortgage jargon

Experienced

Helping Canadians achieve homeownership since 2003

Innovative

Innovative approach that saves you time & money

As a financial advisor, I can’t stress how important it is to have a great team of lending professionals. Working with Bernadette and Vaneesh was a very refreshing experience. If you like feeling well looked after, being able to trust that your broker has your best interest at heart then Karista is a great place to go for a mortgage. Being one of the largest and most important transactions of my family’s life to date, it was nice to have a well versed team of professionals taking care of us. We definitely didn’t have the time to shop banks ourselves. I will definitely recommend friends, family and clients to Karista.
Jeremy R.
Finally feeling settled in our new home. A huge thanks to Vaneesh Dass and the Karista team for for putting up with us looking at countless properties before finding the perfect place, and making the mortgage process as painless as it could possibly be!
Kyle K.
For me trust is a very important factor and the most valuable are the follow ups… calls and reminders. I am looking for the sincerity of service more than the business transaction. I really felt the sincerity. Karista does it not for the business but to help people. They did everything perfectly for me. And even now they still call. Other brokers would not do that. I love the personal connection!”
Mario
Bernadette does whatever she can for the best for her clients. I found everything perfect regarding customer service, time, and I got the best result.
Hossein
We were comfortable knowing that you were available to answer all our questions without having to repeat ourselves, or to be passed around. We trusted you and you explained in words we can understand everything we needed to know in the world of “mortgages & interest”. We can explain our feelings without hesitation in our own language... We have lots of things to thank the Karista team for.
Ana and Jomi
Bernadette gives excellent advice! Everything was perfect!
Julieta
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Still Have Questions?

That’s alright, we know it’s not everyday that you need a mortgage

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For more information visit our frequently asked questions

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Watch our educational videos to help you make the right decision

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Contact Us

We can walk you through everything and answer any questions. 

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Contact Details

Address: #269 – 5489 Byrne Road
Burnaby, BC. V5J 3J1 
Phone: 604-436-4600
Fax: 604-343-7100

Come By Our Office!

When you arrive at Riverway Business Park, proceed to the rear building facing the golf course. We are located half-way down the building at Suite 269.

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