First Time Home Buyer Video Library

English Videos & Reels

Karista Quick Tips: First Home

YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS40NTBGRDE5MDg2Q0NEODI4 Buying a home soon? 🏡 Here’s a pro tip: 𝒍𝒐𝒄𝒌 𝒊𝒏 𝒚𝒐𝒖𝒓 𝒓𝒂𝒕𝒆 𝒃𝒆𝒇𝒐𝒓𝒆 you find the house. ✅ It protects you if rates rise ✅ Gives you a clear budget ✅ Let's you shop with confidence One of our clients did this, and when rates jumped, they were safe. Future-you will thank you! #HomeBuyingMadeSimple #KaristaMortgage#MortgageTips #FirstTimeHonmeBuyer #HomeOwnership #KaristaCares
Protecting Your Rate While You Wait
12 hours ago
Buying a home soon? 🏡 Here’s a pro tip: 𝒍𝒐𝒄𝒌 𝒊𝒏 𝒚𝒐𝒖𝒓 𝒓𝒂𝒕𝒆 𝒃𝒆𝒇𝒐𝒓𝒆 you find the house. ✅ It protects you if rates rise ✅ Gives you a clear budget ✅ Let's you shop with confidence One of our clients did this, and when rates jumped, they were safe. Future-you will thank you! #HomeBuyingMadeSimple #KaristaMortgage#MortgageTips #FirstTimeHonmeBuyer #HomeOwnership #KaristaCares

Buying a home soon? 🏡 Here’s a pro tip: 𝒍𝒐𝒄𝒌 𝒊𝒏 𝒚𝒐𝒖𝒓 𝒓𝒂𝒕𝒆 𝒃𝒆𝒇𝒐𝒓𝒆 you find the house.

✅ It protects you if rates rise
✅ Gives you a clear budget
✅ Let's you shop with confidence

One of our clients did this, and when rates jumped, they were safe. Future-you will thank you!

#HomeBuyingMadeSimple #KaristaMortgage#MortgageTips #FirstTimeHonmeBuyer #HomeOwnership #KaristaCares

YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS40NTBGRDE5MDg2Q0NEODI4

Protecting Your Rate While You Wait

Karista Pinoy TV 12 hours ago

Rise, Don’t Fear. 🩸 Rates may climb, but like a true demon-slayer, you’ve got power moves—refinance, blend, or reset. Let’s make your wealth unshakable. 🖤

Rise, Don’t Fear. 🩸 Rates may climb, but like a true demon-slayer, you’ve got power moves—refinance, blend, or reset. Let’s make your wealth unshakable. 🖤

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YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS42NjBGMkRFNDcwMjM2NzYx

Mortgage Rates Are Changing— Here’s How to Make Them Work for You!

Karista Pinoy TV September 3, 2025 12:12 pm

🚨 First-time buyers, don’t skip this! Having a down payment isn’t enough. Get pre-approved, know your budget, and plan for all costs before you start house hunting. 🏡

🚨 First-time buyers, don’t skip this! Having a down payment isn’t enough. Get pre-approved, know your budget, and plan for all costs before you start house hunting. 🏡

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YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS5BNTRGQTE1QjY2NUE5NTAz

What Most First-Time Buyers Miss Before House Hunting

Karista Pinoy TV August 30, 2025 9:30 am

Think you’re ready to buy a home? These 5 signs will tell you if it’s time to apply for a mortgage. 🏡 #MortgageTips #FirstTimeBuyer #KaristaMortgage

Think you’re ready to buy a home? These 5 signs will tell you if it’s time to apply for a mortgage. 🏡
#MortgageTips #FirstTimeBuyer #KaristaMortgage

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YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS5FMjFERkYxMjI2NjkyMjg5

5 Signs You’re Ready to Apply for a Mortgage — Are You?

Karista Pinoy TV August 17, 2025 12:11 pm

Thinking about buying? The biggest mistake we see: waiting too long to start the loan process. 💡 Pre-approval clears up all the “what ifs”: budget, credit, down payment. Start early, buy smart. #FirstTimeBuyer #GetPreApproved #MortgageHelp #KaristaMortgage

Thinking about buying? The biggest mistake we see: waiting too long to start the loan process. 💡 Pre-approval clears up all the “what ifs”: budget, credit, down payment. Start early, buy smart. #FirstTimeBuyer #GetPreApproved #MortgageHelp #KaristaMortgage

YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS4zMkY2MjA3RDJERTkxNjkz

When Should You Start the Loan Process? 🤔🏡

Karista Pinoy TV August 3, 2025 9:31 am

📢 Rate Update: No Change! The Bank of Canada held steady at 2.75%, and Prime remains 4.95%. What does this mean for your mortgage plans? In uncertain times, 𝒂 𝒔𝒎𝒂𝒓𝒕 𝒔𝒕𝒓𝒂𝒕𝒆𝒈𝒚 𝒍𝒊𝒌𝒆 𝒂 𝒓𝒂𝒕𝒆 𝒉𝒐𝒍𝒅 𝒄𝒐𝒖𝒍𝒅 𝒑𝒓𝒐𝒕𝒆𝒄𝒕 𝒚𝒐𝒖𝒓 𝒇𝒖𝒕𝒖𝒓𝒆. Connect with us to find out how it works!

📢 Rate Update: No Change!
The Bank of Canada held steady at 2.75%, and Prime remains 4.95%. What does this mean for your mortgage plans? In uncertain times, 𝒂 𝒔𝒎𝒂𝒓𝒕 𝒔𝒕𝒓𝒂𝒕𝒆𝒈𝒚 𝒍𝒊𝒌𝒆 𝒂 𝒓𝒂𝒕𝒆 𝒉𝒐𝒍𝒅 𝒄𝒐𝒖𝒍𝒅 𝒑𝒓𝒐𝒕𝒆𝒄𝒕 𝒚𝒐𝒖𝒓 𝒇𝒖𝒕𝒖𝒓𝒆.
Connect with us to find out how it works!

YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS5DNUEzOUFFNkIyOUUzOTRC

BoC Holds at 2.75% – Here’s How to Plan Ahead

Karista Pinoy TV July 30, 2025 9:26 am

Planning a summer move? Make sure your mortgage closes before the school bell rings. 🏫 One quick call now can save your family weeks of stress later. Let’s talk timing.

Planning a summer move? Make sure your mortgage closes before the school bell rings. 🏫 One quick call now can save your family weeks of stress later. Let’s talk timing.

YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS4xRjE1NzQ4MjRCMUNFRDdB

Moving This Summer? 🚚Don’t Let Mortgage Timing Ruin School Plans

Karista Pinoy TV July 16, 2025 9:27 am

🗓 5 key dates every BC home buyer or seller should know! From acceptance to adjustment, timing is everything. 🏡 Curious how these dates affect your deal? Let’s talk! 📲

🗓 5 key dates every BC home buyer or seller should know!
From acceptance to adjustment, timing is everything. 🏡
Curious how these dates affect your deal? Let’s talk! 📲

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YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS5EQTdFNDU3M0Y3MTM1QjlG

The Five Key Dates in a BC Real Estate Transaction

Karista Pinoy TV July 10, 2025 11:25 am

🎥 Mid-Year Recap Alert! We’re halfway through 2025, and here’s a quick rundown of key mortgage and housing updates you need to know — from rate changes to new policies that could impact your next move. 🏡 Watch the recap and let’s talk about what these changes mean for you, and take this chance to review your mortgage! 💬 #MortgageUpdate #HomeOwnership #BCRealEstate #MidYearReview #SmartMoves #KaristaCares

🎥 Mid-Year Recap Alert!

We’re halfway through 2025, and here’s a quick rundown of key mortgage and housing updates you need to know — from rate changes to new policies that could impact your next move. 🏡

Watch the recap and let’s talk about what these changes mean for you, and take this chance to review your mortgage! 💬

#MortgageUpdate #HomeOwnership #BCRealEstate #MidYearReview #SmartMoves #KaristaCares

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YouTube Video UExUdUlTeHJ2QzhnS2hibWRLYTIySTliWFpUOHR6eWxLdS5FOTE3RTBFMjNFMDNEM0Yz

Mid-Year Mortgage Recap: What Changed in 2025 So Far

Karista Pinoy TV July 7, 2025 11:27 am

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Karista Finance Minutes: First Home

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Tagalog Videos & Reels

Karista Quick Tips Para Sa First-Time Homebuyers

YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi5EQUE1NTFDRjcwMDg0NEMz May RRSP ka? Pwede mo 'yang gamitin sa bahay! 🏠 Pero may catch… kailangan 90 days na siya sa account mo. First-time homebuyer ka ba? Then this might be perfect for you. Message us to find out how it works! #RRSP #FirstHome #KaristaMortgage
🏡 “Puwede Bang Gamitin ang RRSP Pambili ng Bahay?”
August 9, 2025 9:31 am
May RRSP ka? Pwede mo 'yang gamitin sa bahay! 🏠 Pero may catch… kailangan 90 days na siya sa account mo. First-time homebuyer ka ba? Then this might be perfect for you. Message us to find out how it works! #RRSP #FirstHome #KaristaMortgage

May RRSP ka? Pwede mo 'yang gamitin sa bahay! 🏠
Pero may catch… kailangan 90 days na siya sa account mo.
First-time homebuyer ka ba? Then this might be perfect for you.
Message us to find out how it works!
#RRSP #FirstHome #KaristaMortgage

YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi5EQUE1NTFDRjcwMDg0NEMz

🏡 “Puwede Bang Gamitin ang RRSP Pambili ng Bahay?”

Karista Pinoy TV August 9, 2025 9:31 am

🏡 “Kailangan ba ng down payment para sa pre-approval?" 🤔 Marami ang nagtatanong nito — watch this to get the real answer! 👀 #PreApproval #HomeBuyingTips #KaristaCares #PinoyHomebuyer #HomeBuyingMadeSimple #KaristaMortgage #FirstTimeHomeBuyer

🏡 “Kailangan ba ng down payment para sa pre-approval?" 🤔
Marami ang nagtatanong nito — watch this to get the real answer! 👀 #PreApproval #HomeBuyingTips #KaristaCares #PinoyHomebuyer #HomeBuyingMadeSimple #KaristaMortgage #FirstTimeHomeBuyer

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi41Mzk2QTAxMTkzNDk4MDhF

Kailangan Ba ng Down Payment Para sa Pre-Approval?

Karista Pinoy TV June 29, 2025 11:25 am

Pre-quaified ka kapag binigyan ka ng estimation ng kung magkano ang mabibili mo, pero hindi ka pa puwedeng maghanap ng bahay. 📋 Kasi wala ka pang binibigay na documents. Sa pre-approval, the lender will check your 3 C’s - Capacity (income), Credit Score, and Capital. ✅ This is based on the financial documents that you’ll give to your Mortgage Broker. 🤗 Want to know if you’re able to buy a home? Then click here to book a Free, quick-call with us now! 👉 https://bit.ly/3vWzekN

Pre-quaified ka kapag binigyan ka ng estimation ng kung magkano ang mabibili mo, pero hindi ka pa puwedeng maghanap ng bahay. 📋 Kasi wala ka pang binibigay na documents. Sa pre-approval, the lender will check your 3 C’s - Capacity (income), Credit Score, and Capital. ✅ This is based on the financial documents that you’ll give to your Mortgage Broker. 🤗 Want to know if you’re able to buy a home? Then click here to book a Free, quick-call with us now! 👉 https://bit.ly/3vWzekN

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi4yODlGNEE0NkRGMEEzMEQy

Pre-Approved vs Pre-Qualified

Karista Pinoy TV February 27, 2024 12:16 pm

You don’t have to wait to get a high salary before reaching out to a mortgage broker! 🙅🏻‍♀️ Yes! May mga lumapit sa amin, and within 15-30 minutes, boom! 🤩 Alam nila ang options nila at kung ano ang strategy to get a home. 📋 🏠 It’s all about knowing your goals, your target budget, and what you want for yourself or your family. An expert will let you know exactly kung need mo ba maghintay, or baka naman puwede ka na makabili with your current salary. 🎉 Want to know if you can buy a home with your current salary? Then click here to book a FREE, no-obligation quick call with us! 👉 https://bit.ly/3vWzekN

You don’t have to wait to get a high salary before reaching out to a mortgage broker! 🙅🏻‍♀️ Yes! May mga lumapit sa amin, and within 15-30 minutes, boom! 🤩 Alam nila ang options nila at kung ano ang strategy to get a home. 📋 🏠 It’s all about knowing your goals, your target budget, and what you want for yourself or your family. An expert will let you know exactly kung need mo ba maghintay, or baka naman puwede ka na makabili with your current salary. 🎉 Want to know if you can buy a home with your current salary? Then click here to book a FREE, no-obligation quick call with us! 👉 https://bit.ly/3vWzekN

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi4wMTcyMDhGQUE4NTIzM0Y5

Hintayin Ko Ba Ang High Salary Before Reaching Out Sa Mortgage Broker? #shorts #shortsvideo

Karista Pinoy TV February 18, 2024 4:46 pm

How much credit score do I need to buy a house? 🤔 Ideally, kailangan ng mga mga bangko ay 680. 💳 Below 680 ba ang credit score niyo? Wag kayo mag-alala! Puwede ka pang makabili basta hindi bababa ng less than 600. 🏠 If you have a below 680 credit score and gusto niyo bumili ng bahay, talk to us! 🤙 We’ll help you strategize para mas maabot niyo ang dream niyo for living space independence. Click here to book your FREE no-obligation quick call now! 👉 https://bit.ly/3vWzekN

How much credit score do I need to buy a house? 🤔 Ideally, kailangan ng mga mga bangko ay 680. 💳 Below 680 ba ang credit score niyo? Wag kayo mag-alala! Puwede ka pang makabili basta hindi bababa ng less than 600. 🏠 If you have a below 680 credit score and gusto niyo bumili ng bahay, talk to us! 🤙 We’ll help you strategize para mas maabot niyo ang dream niyo for living space independence. Click here to book your FREE no-obligation quick call now! 👉 https://bit.ly/3vWzekN

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi41MjE1MkI0OTQ2QzJGNzNG

Credit Score: Ilan Ang Kailangan To Buy A House? (Taglish) #shorts #shortsvideo

Karista Pinoy TV February 17, 2024 2:05 pm

Yes, you can! 🤩 Pre-approval is still possible kahit may car loan. 🚗 We know you have well-meaning friends who say hindi puwede. They’re looking out for you, so natural lang na they’re concerned. 🤗 But good as their intentions are, it’s better to listen to an expert mortgage strategy manager. Here at Karista Mortgage, we look work closely with your numbers until you get your 1st, 2nd, and even 3rd home sa Canada! 🏘️ 🇨🇦 Yes, kahit may car loan ka pa! Want to know how we can help you? Click here to book your FREE, no-obligation quick call now! 👉 https://bit.ly/3vWzekN

Yes, you can! 🤩 Pre-approval is still possible kahit may car loan. 🚗 We know you have well-meaning friends who say hindi puwede. They’re looking out for you, so natural lang na they’re concerned. 🤗 But good as their intentions are, it’s better to listen to an expert mortgage strategy manager. Here at Karista Mortgage, we look work closely with your numbers until you get your 1st, 2nd, and even 3rd home sa Canada! 🏘️ 🇨🇦 Yes, kahit may car loan ka pa! Want to know how we can help you? Click here to book your FREE, no-obligation quick call now! 👉 https://bit.ly/3vWzekN

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi4wOTA3OTZBNzVEMTUzOTMy

Possible Ba Ang Pre-Approval While Financing A Car? #shorts #shortsvideo

Karista Pinoy TV February 10, 2024 10:50 am

She had a hard life in the Philippines but got her 1.3M dream home even if she’s self-employed! Cathy and Henry, you guys are just plain amazing. You know what you want and that intense flame in your heart fired up Bernadette and Your Karista Team. This means that when you go all-in, you reap beautiful results! Thank you for your trust and for letting us be a part of your journey. Are you a self-employed with a dream of owning a home? Then let’s talk! Click here to book your FREE, no-obligation quick call now! 👉 https://bit.ly/3vWzekN

She had a hard life in the Philippines but got her 1.3M dream home even if she’s self-employed! Cathy and Henry, you guys are just plain amazing. You know what you want and that intense flame in your heart fired up Bernadette and Your Karista Team. This means that when you go all-in, you reap beautiful results! Thank you for your trust and for letting us be a part of your journey. Are you a self-employed with a dream of owning a home? Then let’s talk! Click here to book your FREE, no-obligation quick call now! 👉 https://bit.ly/3vWzekN

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi4xMkVGQjNCMUM1N0RFNEUx

How A Humble Self-Employed Got A 1.3M Dreamhome (Taglish)

Karista Pinoy TV February 4, 2024 3:15 pm

Gaano kabilis ang mortgage application process? 🤔 Dito sa Karista Mortgage, 24-48 hours upon submission of your complete documents. ⚡ Kahit lenders, kaya yan asikasuhin ASAP! 💨 Saan pumapasok ang delay? Kapag may mga documents na needed ng lender na hindi pa naibibigay. 🫣 Kaya our recommendation? Complete the initial documents, and you’ll get fast, efficient service topped with a complete application approval. 🤗 Paano mo malalaman ang documents na kailangan? Click here to book a FREE quick call with us now! 👉 https://bit.ly/3vWzekN

Gaano kabilis ang mortgage application process? 🤔 Dito sa Karista Mortgage, 24-48 hours upon submission of your complete documents. ⚡ Kahit lenders, kaya yan asikasuhin ASAP! 💨 Saan pumapasok ang delay? Kapag may mga documents na needed ng lender na hindi pa naibibigay. 🫣 Kaya our recommendation? Complete the initial documents, and you’ll get fast, efficient service topped with a complete application approval. 🤗 Paano mo malalaman ang documents na kailangan? Click here to book a FREE quick call with us now! 👉 https://bit.ly/3vWzekN

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi41MzJCQjBCNDIyRkJDN0VD

Gaano Katagal ang Mortgage Application Process?

Karista Pinoy TV February 4, 2024 10:25 am

May 2 things na hinahanap ang mga mortgage lenders sa bank statements mo. Una, ay ownership or pagkakapangalan sa ‘yo ng account. Pangalawa, 90-day activity para ma-assess ang pasok at labas ng pera. Kapag wala yang mga yan, malaki ang chance na hindi mapo-process ang iyong pre-approval. Paano malalaman kung tama ang iyong bank statement? Book a quick call with us now at ayusin natin ang iyong bank statements. 👉 👉 https://bit.ly/3TqP2Ge

May 2 things na hinahanap ang mga mortgage lenders sa bank statements mo. Una, ay ownership or pagkakapangalan sa ‘yo ng account. Pangalawa, 90-day activity para ma-assess ang pasok at labas ng pera. Kapag wala yang mga yan, malaki ang chance na hindi mapo-process ang iyong pre-approval. Paano malalaman kung tama ang iyong bank statement? Book a quick call with us now at ayusin natin ang iyong bank statements. 👉 👉 https://bit.ly/3TqP2Ge

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YouTube Video UExUdUlTeHJ2QzhnTGp3TTVtNkI2Z1I1MDZFOE80WjRiUi5DQUNERDQ2NkIzRUQxNTY1

Ano Ang Tinitignan ng mga Lenders sa Bank Statements Ko? #shorts #shortsvideo

Karista Pinoy TV January 14, 2024 10:40 am

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TagTalks Para Sa First-Time Homebuyers

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