Buying Your First Home

We want to make sure that the dream of homeownership is within reach for you. We’re here to help you get started.

BOOK A QUICK CALL

Karista Mortgage is here to help you achieve your dream of purchasing your first home. Our expert team will help you build the best strategy that matches your goals. Let’s start your journey by booking a quick call with us so we can help you jumpstart the process of being a homeowner.

How Do I Get My First Mortgage?

Buying that first home should be an exciting time, and with the proper guidance, it doesn’t have to be as stressful as you might think. When you’re ready, consult with a Karista Mortgage Strategy Manager to:

  • Give you advice and details for your downpayment
  • Find out if you qualify for the first-time home buyers grant
  • Find out how much you can borrow and the deposit required
  • We will provide you with step-by-step guidance from your goal setting up to making sure that we have a strategy in place for you to buy your first property plus your second, third, or fourth houses in the future.

Your First Home Is Closer Than You Think

Now that you’ve learned how much you can spend, you’ll be able to search for a home you can afford to enjoy. Once you decide that this home is “the one,” you’ll need to make a formal offer to buy the property and we will be there to help you:

  • Choose the best loan product and strategy to fit your needs
  • Help you evaluate the property you’ve fallen in love with and If it is a good value and solid investment, we’ll guide you through the offer and closing process.
  • Have a strategy in place for you to buy your second, third, or fourth properties in the future.

Why Choose Karista Mortgage?

Award Winning

One of Canada's most awarded Mortgage Brokers

Reliable & Highly Experienced

Helping Canadians achieve homeownership since 2003 with over 47 years of combined mortgage experience.

Dependable & Committed

We are committed to make a positive lasting difference from your first home purchase to your 2nd, 3rd and 4th houses, and more.

You’re Our Priority

Your best interest always comes first. We work for you and not the lenders.

What Our Clients Say About Us

Thank you Karista Team especially to Carolyn for helping me out, I will look forward to working with you again and I fully recommend karista mortgage. You are all amazing
- Esperanza G. -
Thank you so much Karista Mortgage team. You’ve helped us so much since we bought our first home. Carol has been so approachable and always goes the extra mile. She makes sure she has given us the best options in our decision-making. Highly recommended. See you again in our next purchase/s.
- Marie N. -
To all who want to invest in real estate and first-time home buyers I would definitely recommend Karista Mortgage. Sheilla is our Mortgage Strategy Manager for our rental property investment. She is very helpful, and answer all our queries. She will give you an excellent advice. To all the Karista Team, thank you so much for all your great work. Looking forward to work with you guys again. You make things possible!
- Mae S. -
We just purchased our first rental property and really appreciated the way Sheilla helped us make a wise decision and how she gave great advice. She made this stressful and daunting process go very smoothly. I highly recommend Karista mortgage!
- Jimmy -
Knowledgeable and service oriented. I would highly recommend Karista Mortgage as a mortgage broker.
- Mike M. -
Thank you Carolyn Kho of Karista. We did it, my kids are happy to our new place. This is the easiest and fastest processing for mortgage application. Highly recommended to those who are looking and planning to buy a house.
- Bless C. -
Thank you, Karista for the superb service! Everyone is so organized and very diligent in reminding all the requirements and updates. They guided us from start to finish and made sure we are on the right track!
- Richard A. -
The Karista Mortgage team helped me with my very first home purchase. They were super friendly and informative. They were easy to contact, communicated well, and answered all my questions. Thanks to them, my experience as a first time home buyer went smoothly. I definitely see myself working with them again in the future.
- John M. -
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We make it easy for you to apply for a mortgage, with quick and responsive customer service. Let us pre-approve you for the home loan that's right for you.

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