Newcomers to Canada

Buying a first home in Canada is a huge step, and we’re here to help you take it.

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Owning a home is an exciting and important step for many newcomers to Canada. We know that buying your first home in a new location can seem overwhelming, but we’re here to help. Karista Mortgage has extensive experience working with newcomers to Canada, and we’re always happy to offer mortgage advice and strategy for you and your family.

Don’t Know Where to Start?

Buying a home as a newcomer to Canada can be different from your country of origin. When you’re ready, let us provide you with expert advice on mortgages for newcomers to Canada:

  • Give you advice and details for your downpayment
  • Find out if you qualify for the first time home buyers grant
  • Find out how much you can borrow and the deposit required
  • We will provide you with step by step guidance from your goal setting up to making sure that we have a strategy in place for you to buy your first property here in Canada plus your second, third, or fourth houses in the future.

Its Never to Early to Inquire

Even if you’re years away from being ready to buy, we always encourage first-time home buyers to contact us for an initial consultation. Meeting with us in advance will help you understand what will be required for the future and will give us time to discuss your goals and get to know each other. The better prepared you are before starting this journey toward homeownership, the more likely it is that everything goes smoothly and according to plan throughout each step along the way!

Why Choose Karista Mortgage?

Award Winning

One of Canada's most awarded Mortgage Brokers

Reliable & Highly Experienced

Helping Canadians achieve homeownership since 2003 with over 47 years of combined mortgage experience.

Dependable & Committed

We are committed to make a positive lasting difference from your first home purchase to your 2nd, 3rd and 4th houses, and more.

You’re Our Priority

Your best interest always comes first. We work for you and not the lenders.

What Our Clients Say About Us

Thank you Karista Team especially to Carolyn for helping me out, I will look forward to working with you again and I fully recommend karista mortgage. You are all amazing
- Esperanza G. -
Thank you so much Karista Mortgage team. You’ve helped us so much since we bought our first home. Carol has been so approachable and always goes the extra mile. She makes sure she has given us the best options in our decision-making. Highly recommended. See you again in our next purchase/s.
- Marie N. -
To all who want to invest in real estate and first-time home buyers I would definitely recommend Karista Mortgage. Sheilla is our Mortgage Strategy Manager for our rental property investment. She is very helpful, and answer all our queries. She will give you an excellent advice. To all the Karista Team, thank you so much for all your great work. Looking forward to work with you guys again. You make things possible!
- Mae S. -
We just purchased our first rental property and really appreciated the way Sheilla helped us make a wise decision and how she gave great advice. She made this stressful and daunting process go very smoothly. I highly recommend Karista mortgage!
- Jimmy -
Knowledgeable and service oriented. I would highly recommend Karista Mortgage as a mortgage broker.
- Mike M. -
Thank you Carolyn Kho of Karista. We did it, my kids are happy to our new place. This is the easiest and fastest processing for mortgage application. Highly recommended to those who are looking and planning to buy a house.
- Bless C. -
Thank you, Karista for the superb service! Everyone is so organized and very diligent in reminding all the requirements and updates. They guided us from start to finish and made sure we are on the right track!
- Richard A. -
The Karista Mortgage team helped me with my very first home purchase. They were super friendly and informative. They were easy to contact, communicated well, and answered all my questions. Thanks to them, my experience as a first time home buyer went smoothly. I definitely see myself working with them again in the future.
- John M. -
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We make it easy for you to apply for a mortgage, with quick and responsive customer service. Let us pre-approve you for the home loan that's right for you.

Lets Get You Settled Faster

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