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Mortgage Renewal

With each mortgage renewal, you have the opportunity to

evaluate your current mortgage and compare it to any new financial goals you may have.

BOOK A QUICK CALL

If you are approaching your mortgage maturity date, make sure to take your time to consider all of your options before you sign off on your next mortgage. That is why Karista Mortgage is here to help you find the best renewal options, making the process easy and enjoyable.

When to Renew?

Don’t leave your renewal to the last minute. As Mortgage Brokers, we can hold the rate for 120 days which give you options and flexibility. If rates go down, you will still get the lower rate; if rates go up, you are protected. You will still get a best rate prior to the rate increase. Hence it’s important to reach out to us 4-5 months prior to the maturity of your mortgage to review your options. 

Customized & Strategic Mortgage Advice Just for You!

It’s easy for the lender to quote you the lowest rate, because this stops you from exploring how you can use your mortgage to make your life better. They will not ask for your plans and goals. Give yourself the gift of time, strategy and education during renewal time and work with mortgage brokers like us who are experts and deal with multiple lenders, not just your current mortgage holder. 

Why Choose Karista Mortgage?

Award Winning

One of Canada's most awarded Mortgage Brokers

Reliable & Highly Experienced

Helping Canadians achieve homeownership since 2003 with over 47 years of combined mortgage experience.

Dependable & Committed

We are committed to make a positive lasting difference from your first home purchase to your 2nd, 3rd and 4th houses, and more.

You’re Our Priority

Your best interest always comes first. We work for you and not the lenders.

What Our Clients Say About Us

Thank you Karista Team especially to Carolyn for helping me out, I will look forward to working with you again and I fully recommend karista mortgage. You are all amazing
- Esperanza G. -
Thank you so much Karista Mortgage team. You’ve helped us so much since we bought our first home. Carol has been so approachable and always goes the extra mile. She makes sure she has given us the best options in our decision-making. Highly recommended. See you again in our next purchase/s.
- Marie N. -
To all who want to invest in real estate and first-time home buyers I would definitely recommend Karista Mortgage. Sheilla is our Mortgage Strategy Manager for our rental property investment. She is very helpful, and answer all our queries. She will give you an excellent advice. To all the Karista Team, thank you so much for all your great work. Looking forward to work with you guys again. You make things possible!
- Mae S. -
We just purchased our first rental property and really appreciated the way Sheilla helped us make a wise decision and how she gave great advice. She made this stressful and daunting process go very smoothly. I highly recommend Karista mortgage!
- Jimmy -
Knowledgeable and service oriented. I would highly recommend Karista Mortgage as a mortgage broker.
- Mike M. -
Thank you Carolyn Kho of Karista. We did it, my kids are happy to our new place. This is the easiest and fastest processing for mortgage application. Highly recommended to those who are looking and planning to buy a house.
- Bless C. -
Thank you, Karista for the superb service! Everyone is so organized and very diligent in reminding all the requirements and updates. They guided us from start to finish and made sure we are on the right track!
- Richard A. -
The Karista Mortgage team helped me with my very first home purchase. They were super friendly and informative. They were easy to contact, communicated well, and answered all my questions. Thanks to them, my experience as a first time home buyer went smoothly. I definitely see myself working with them again in the future.
- John M. -

Don’t let mortgage renewal stress you! Let us help you make an informed decision that's appropriate for your situation.

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